Kasasa Cash Back® Checking

Get rewarded for spending the way you already do.

Kasasa Cash Back® is a free checking account that pays you back for everyday debit card purchases—with no category restrictions and no monthly maintenance fees.

It’s simple. Use your debit card. Earn cash back.

Why Choose Kasasa Cash Back®?

Earn 3.00% cash back on debit card purchases*
Cash back earned on up to $300 in purchases monthly
Earn up to $9 per month—$108 per year
No category restrictions
Nationwide ATM fee refunds (up to $25 per month*)
No minimum balance to earn rewards
No monthly maintenance fees
Link to a free Kasasa Saver® to grow your savings automatically

Plus, Enjoy

Free Online Banking
Free Mobile Banking
Free eStatements
Free Mastercard® debit card with chip technology
Free CardHub® for added debit card security
Unlimited check writing and transactions

$100 minimum deposit to open.

Limit of one account per Social Security Number.

Three Simple Ways to Earn Your Rewards

Qualifying Is Easy

You’re likely already doing it.

Each Monthly Qualification Cycle:

Have at least 1 direct deposit, ACH credit, or ACH payment
Make at least 12 debit card purchases
Be enrolled in eStatements

Meet these three simple requirements and earn your full cash back rewards plus ATM fee refunds.

Miss a Month?

No worries. Your account remains free, and you can begin earning your full rewards again the very next qualification cycle.

Want to Maximize Your Earnings?

Link your Kasasa Cash Back® account to a free Kasasa Saver® account to automatically grow your savings each month.