Banking with one focus-you. Because financial needs aren't one-size-fits-all, we offer a variety of checking account options designed to fit your lifestyle.
Whether you're looking to earn interest, receive cash back, or prefer a simple everyday checking option, we offer checking account options designed to match your needs.
Compare Checking Accounts
Kasasa Cash® is a free checking account that earns interest every month! Plus, it's packed with great rewards like refunds on your ATM withdrawal fees, nationwide.
Kasasa Cash Back® is a free checking account that pays you cashback on debit card purchases every month! Plus, other great rewards like refunds on your ATM withdrawal fees, nationwide.
Simplicity Checking keeps it simple! With no minimum balance and no monthly service charge combined with complimentary add-ons, the Simplicity Checking is the ultimate checking account.
Royal Advantage Checking is a value-added account created exclusively for individuals age 65 and older. With convenient features, helpful digital tools, and meaningful benefits including complimentary checks, it’s everyday banking designed to fit your lifestyle.
*If the average monthly balance falls below $50, a $5.00 service charge per four-week period applies. Additional terms and conditions may apply.
Learn More About Royal AdvantageFree MasterCard® Debit Card with chip technology for secure transactions everywhere you shop.
Free Online Banking for convenient 24/7 account access and management.
Free Mobile Banking app for banking on the go, anytime, anywhere.
Free eStatements for secure, paperless account statements delivered electronically.
Free CardHub® protection for your debit and credit cards with instant alerts and controls.
Unlimited transactions and check writing so you can bank without worrying about limits or fees.
What do you need to open a new account?
¿Qué se necesita para abrir una nueva cuenta?
Get started with a Home State Bank checking account today. Here's what you'll need:
Visit any branch location or contact us to get started!

Reorder Main Street Checks Online
If you need to reorder checks with no changes from your previous order, you can do so quickly and easily online.
Reorder Checks Online*Only available for reorders requiring no changes from a previous order.
Important Information: Kasasa is a trademark of Kasasa, Ltd., registered in the U.S.A. All Kasasa accounts are subject to qualification requirements. See individual account pages for complete details, terms, and conditions.