Meet the Mortgage Team

Our experienced mortgage professionals are here to guide you through every step of your home financing journey.

Your Home Financing Partners

At Home State Bank, we understand that buying a home is one of the biggest financial decisions you will make. Our mortgage team combines local expertise with personalized service to help you find the right loan for your needs.

Whether you are a first-time homebuyer, looking to refinance, or building your dream home, we are here to help make the process smooth and stress-free.

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Your Mortgage Lending Team
Matthew Behm
Senior Vice President-Willmar
NMLS #456472
Timothy Knuppel
Mortgage Loan Officer-Hutchinson
NMLS #1039126

Personal Service Promise

Our banking team is committed to:

  • Getting to know you and your financial goals
  • Providing personalized recommendations
  • Being available when you need us
  • Answering questions clearly and completely
  • Making banking easy and convenient

Branch Locations

Our team serves you at multiple locations:

  • Willmar: Main branch with full services
  • Litchfield: Full-service location
  • Hutchinson: Full-service location
  • Cosmos: Community banking office
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Experienced Professionals

Our team members bring years of banking experience and local knowledge to serve you better.

Bilingual Services

We offer Spanish-speaking staff to better serve our diverse community (Se Habla Español).

Community Connected

Our bankers live in the communities they serve and are invested in local success.

Full Service Banking

From checking accounts to loans, our team can help with all your banking needs.

Ready to Experience Home State Bank?

Visit any of our locations or contact a team member directly to open an account, apply for a loan, or discuss your banking needs. We are here to help!

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Ready to Get Started?

Contact our mortgage team today to discuss your home financing options.

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