Simplicity Checking

Banking Made Easy.

Simplicity Checking is designed for customers who want an easy, dependable checking account without balance requirements or complicated qualifications. It’s everyday banking made simple, backed by the local service you expect from Home State Bank.

Why Choose Simplicity Checking?

  • No monthly service fee
  • No minimum balance requirement
  • Unlimited transactions and check writing
  • Free Mastercard® debit card with chip technology
  • Free CardHub® for added debit card security
  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements

$100 minimum deposit to open.

Paper statements are available for a low $3.00 monthly fee.

Built for Everyday Banking

Whether you’re managing household expenses, paying bills, or simply need a reliable checking account without added requirements, Simplicity Checking offers the flexibility and convenience you need.

With secure digital banking tools and personalized local support, you can bank confidently, knowing help is always close to home.

Explore Our Checking Accounts

Ready to Get Started?

Contact us today for more information, or head to your local Home State Bank branch to get started.

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Reorder Main Street Checks

Main Street Checks

To Reorder Main Street Checks: Click here

*Only available for reorders requiring no changes from a previous order. To place a new order or to make changes to your current Main Street Checks, please contact a Home State Bank Representative today.

Ready to Get Started?

Open your Simplicity Checking account today or visit your local Home State Bank branch for assistance.

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