Royal Advantage Checking

Designed for You. Built Around Value.

Royal Advantage Checking is a value-added account created exclusively for individuals age 65 and older. With convenient features, helpful digital tools, and meaningful benefits including complimentary checks, it’s everyday banking designed to fit your lifestyle.

Why Choose Royal Advantage Checking?

  • No monthly service fee with a $50 average monthly balance*
  • One complimentary box of Home State Bank logo checks each rolling 12-month period
  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements or paper statements
  • Free Mastercard® debit card with chip technology
  • Free CardHub® for added debit and credit card security

$100 minimum deposit to open.

Everyday Convenience. Local Support.

Royal Advantage Checking combines modern digital banking tools with the personal relationships you’ve built over the years. Whether you prefer online access or visiting a branch, you’ll receive friendly, knowledgeable service from people you know and trust.

Simple Balance Requirement

Maintain a $50 average monthly balance to avoid a $5.00 service charge per four-week period.

Additional terms and dormant account policies apply.

Ready to Get Started?

Visit your local Home State Bank branch or contact us today to open your Royal Advantage Checking account.

Contact Us