Personal Savings
Save Today For All Your Tomorrows.
Whether you want to save for a big purchase or just for a rainy day, Home State Bank has a complete range of savings accounts to fit your needs. A penny saved is a penny earned, start saving today.
Our Savings Accounts
Link your Kasasa Cash® or Kasasa Cash Back® checking account to this free account that pays a high rate and helps you save automatically. Kasasa Cash and Kasasa Cash Back checking account holders have exclusive access to open this free account built to maximize Kasasa® checking rewards! Click here to learn more.
Personal Savings Accounts |
Kids Club Savings |
Regular |
Money Market Savings |
---|---|---|---|
Opening Deposit |
$25.00 |
$100.00 |
$1,000.00 |
Minimum BalanceTo Avoid A Service Charge |
$25.00 |
$50.00 |
$1,000.00 |
Service ChargeIf Below Minimum |
$5.00 per month or four week period |
$5.00 per month or four week period |
$10.00 per month or four week period |
Interest |
Variable Rate |
Variable Rate |
Variable Tiered Rate |
Minimum BalanceTo Earn Interest |
$25.00 |
$100.00 |
N/A |
eStatements | Complimentary | Complimentary | Complimentary |
Paper Statements | Complimentary | $3.00 per statement cycle | Complimentary |
Checks |
N/A |
N/A |
N/A |
Age Criteria |
Yes, under 18
|
N/A |
N/A |
Disclosure: Additional fees may apply. Account terms are subject to change.
Savings Account Options
All of our savings accounts include:
- Complimentary Online Banking for 24-hour access.
- Complimentary Mobile Banking gives you the freedom to access account information, transfer money, pay bills from a cell phone or mobile device.
- Complimentary eStatements secure online, electronic versions of your account statements that you can view, search, save and print at your convenience.
- Popmoney® (Pay Other People) you can send and receive money using our online banking site. It's just that easy
Retirement Savings Account Options
Looking for short-term or long-term options to earn more competitive rates on your money? A Certificate of Deposit or an IRA with Home State Bank could be the right fit.
Certificate of Deposit
- $2,500.00 Minimum Opening Deposit.
- Automatic renewal standard for your convenience.
- Maturity options as short as 91 days up to 36 months.
- Ask about our rates and terms.
Individual Retirement Accounts
- Traditional IRA is a tax-deferred personal retirement account.
- Annual contributions
- Earnings grow tax-deferred
- May receive a tax deduction for contributions
- Roth IRA is an after-tax personal retirement account.
- Allows you to invest after-tax dollars now.
- Receive the growth of tax-deferred earnings
- “Qualified withdrawals” of earnings may be made with no tax or penalty incurred.
- No mandatory distribution age.
Ask about our competitive rates and terms.
Call Home State Bank to find out the current rate information for Certificate of Deposits and IRA’s:
Willmar 320-231-1118; Cosmos 320-877-7211, Litchfield 320-593-2001 and Hutchinson 320-234-9988
Kasasa is a trademark of Kasasa, Ltd., registered in the U.S.A.