Personal Checking
Banking with one Focus. You!
Not all financial needs are created equal. That's why we offer an array of account benefits to fit your lifestyle.
Open Account
Not all financial needs are created equal. That's why we offer an array of account benefits to fit your lifestyle.
Open Account
Click here to compare all of our checking account options.

Free Kasasa Cash® Checking
Kasasa Cash® is a free checking account that earns really high interest every month! Plus, it’s packed with great rewards like refunds on your ATM withdrawal fees, nationwide.
Kasasa Cash® is a free checking account that earns really high interest every month! Plus, it’s packed with great rewards like refunds on your ATM withdrawal fees, nationwide.

Free Kasasa Cash Back® Checking
Kasasa Cash Back® is a free checking account that pays you cashback on debit card purchases every month! Plus, other great rewards like refunds on your ATM withdrawal fees, nationwide.
Kasasa Cash Back® is a free checking account that pays you cashback on debit card purchases every month! Plus, other great rewards like refunds on your ATM withdrawal fees, nationwide.

Simplicity Checking
Simplicity Checking keeps it simple! With no minimum balance and no monthly service charge combined with complimentary add-ons, including Online Banking, Mobile Banking, eStatements, and an HSB Debit Card, the Simplicity Checking is the ultimate checking account.
Simplicity Checking keeps it simple! With no minimum balance and no monthly service charge combined with complimentary add-ons, including Online Banking, Mobile Banking, eStatements, and an HSB Debit Card, the Simplicity Checking is the ultimate checking account.

Royal Advantage Checking
If you're 55 or older and looking for a checking account that is convenient, worry-free, and offers lots of perks, like free checks, then our Royal Advantage Checking is the perfect account for you!
If you're 55 or older and looking for a checking account that is convenient, worry-free, and offers lots of perks, like free checks, then our Royal Advantage Checking is the perfect account for you!
Unsure which account is right for you? Click here to compare all of our checking account options.
Features
All of our Personal Checking Accounts include the following features and services:
- Free MasterCard® Debit Card with chip technology
- Free Online Banking with Bill Pay
- Free Mobile Banking
- Free eStatements
- Free CardValet® protect your debit and credit cards through your mobile device
- Unlimited transactions and check writing
Contact us today for more information, or head to your local Home State Bank branch to get started.
To Reorder Main Street Checks click here
*Only available for reorders requiring no changes from a previous order. To place a new order or to make changes to your current Main Street Checks, please contact a Home State Bank Representative today.
Kasasa is a trademark of Kasasa, Ltd., registered in the U.S.A.