Checking Book

 

Checking Made Easy.

With a range of checking accounts, Home State Bank has the option to make managing your money easy and convenient.


Checking Account Options
All of our checking accounts include:

  • Minimum Opening Deposit of $100.
  • Unlimited check writing-no per check fee.
  • Complimentary Online Banking for 24-hour access.  Our system is simple, quick and secure. 
  • View Online Banking Demo
  • Online Bill Pay is a convenient service that enables you to receive, view and pay your bills from one centralized place.
  • View Bill Pay Demo
  • Complimentary Mobile Banking gives you the freedom to access account information, transfer money, pay bills from a cell phone or mobile device.
  • View Mobile Banking Demo
  • Complimentary eStatements secure online, electronic versions of your account statements that you can view, search, save and print at your convenience.
  • Popmoney® (Pay Other People) you can send and receive money using our online banking site. It's just that easy!
  • View Popmoney® Demo
  • Bank Cards we offer four convenient card products to help simplify your life: Debit Card, HSA Debit Card, Visa® Gift Card and the Elan Credit Card.
  • Ready Reserve offers you the peace of mind of against accidentally overdrawing your account.

     

Personal Checking

Accounts

Home Value

Checking

Home Interest

Checking

Royal Advantage

Checking

Opening Deposit

$100.00

$100.00

$100.00

Minimum Balance To Avoid
A Service Charge

N/A

N/A

N/A

Interest

N/A

Variable Rate

N/A

Minimum Balance
To Earn Interest

N/A

$500.00

N/A

Debit Card

No Discount

FREE

FREE

Checks

No Discount

No Discount

Free HSB Checks,

$5.00 off any other style

Direct Deposit
Required

No

Yes

No

Age Criteria

No

No

Yes, 55 and older

Ready Reserve
Line Of Credit

Credit approval required -

$25.00 annual fee

Credit approval required -

$25.00 annual fee

Credit approval required -

$25.00 annual fee

Disclosure: Additional fees may apply.  Account terms are subject to change

 

View Personal Banking Brochure

 

Ready Reserve
Protect yourself from unexpected cash-flow shortages and help prevent overdraft fees. Ready Reserve is a revolving line of credit available through your checking account that enables you to protect your account from an overdraft. Once approved these funds will automatically be advanced if you draw your transaction account below a zero balance. 
 

Order Checks


To Reorder Main Street Checks Click here
*Only available for reorders requiring no changes from a previous order. To place a new order or to make changes to your current Main Street Checks, please contact a Home State Bank Representative today.