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Personal Banking -> Savings

Tell us about your personal goals. We will listen and help you to choose the savings plan that best fits your lifestyle! Whether you want to save for that special purchase or just for a rainy day, we have a complete range of savings accounts that will help make managing your money easy and convenient . Let us help you find just the right account that is tailored to suit you!

- Savings Plans with Home State Bank -

Regular Savings                         Money Market Savings
Kids Club




Regular Savings

Minimum Opening Balance............... $100.00
Min. Balance to Avoid Svc. Chrg. ..... $50.00
Service charge if you fall below minimum balance............................. $4.00
Interest............................................ Variable
Minimum balance to earn interest.... $100.00
Transaction limit.............................. Transfers to another account or to third parties by pre-authorized automatic or telephone transfer are limited to 6 per month, of which no more than 3 can be by check, drafts, debit card, or similar order to third parties.


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Money Market Savings

Minimum Opening Balance............... $1000.00
Min. Balance to Avoid Svc. Chrg. ..... $1000.00
Service charge if you fall below minimum balance............................. $10.00
Interest............................................ Variable - tiered rate
Minimum balance to earn interest.... None
Transaction limit.............................. Transfers to another account or to third parties by pre-authorized automatic or telephone transfer are limited to 6 per month, of which no more than 3 can be by check, drafts, debit card, or similar order to third parties.


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Kids Club
        For kids 18 & under.

Minimum Opening Balance............... $5.00
Min. Balance to Avoid Svc. Chrg. ..... None
Service charge if you fall below minimum balance............................. None
Interest............................................ Variable
Minimum balance to earn interest.... None
Transaction limit.............................. Transfers to another account or to third parties by pre-authorized automatic or telephone transfer are limited to 6 per month, of which no more than 3 can be by check, drafts, debit card, or similar order to third parties.
2 withdrawals per month. Additional withdrawals - $4.00 each


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Click here to view Miscellaneous Fees

For current rate information, please contact a customer service representative at any of our five locations. Click here.

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