Listed below are three of Home State Bank’s options to help you get your home improvement projects completed.

• Home Equity Line of Credit (HELOC)
• Closed-end second mortgages
• Minnesota Housing Finance Agency - Fix-Up Fund Loan Program
  The Fix-Up Fund offers affordable, low-interest fixed rate home improvement loans.

*Offer of credit is subject to credit approval
*Income limits may apply.

If you would like to apply for the Fix-Up Fund Loan please contact one of our branches to set up an appointment. We can go through the application together or to get a head start you may fill out the application at home, print it out, and bring it in to meet with one of our Lenders.