Home Lending ยป Home Equity

Access to the cash under your roof.

Home Equity Loans and Lines of Credit are available when you want to use the equity in your house for home improvement projects, a new vehicle, a recreational purchase, or a ‘just in case’ cushion. Home State Bank offers fixed rate loans along with monthly payment plans to make this an affordable option for you.

To get started with a Home Equity Loan please contact one of our branches to set up an appointment. We will need you to bring:

  • A copy of your most recent Property Tax Statement
  • A copy of your last two payroll stubs
  • A copy of your last two years tax returns
  • The name of your Hazard Insurance Provider and your annual cost