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Personal Banking » Home State Bank Cards

Home State Bank Cards

Home State Bank offers four convenient card products to help simplify your life: Debit Card, MyChoice Debit Card, Visa® Gift Card and the Elan Credit Card.

Debit Card



Use your Home State Bank Debit Card to make purchases and the money will be automatically deducted from your checking account. You are able to use this card anywhere MasterCard® is accepted around the world.

You can also use your Home State Bank Debit Card as an ATM Card to access your checking and savings accounts from any ATM.

Details

  • No annual fee
  • No finance charge
  • No per transaction fee when used at Home State Bank ATMs
  • Home State Bank Debit Card can be used worldwide at hotels, airlines, car rental agencies, restaurants, department stores, or specialty shops that honor MasterCard ®
  • Use Home State Bank Debit Card in retail stores, supermarkets, and other locations.

MyChoice Debit Card - MY CARD. MY STYLE. MYCHOICE.



When you pull out your debit card, do you want it to strike up conversation, make someone smile or simply reflect your unique style? With MyChoice Debit card, you get to customize your card. Use this fun feature to rave about your kids, show off your furry babies or showcase your amazing photo talents.

For just $10, you can upload your favorite photo and follow the instructions to create your unique custom card. Please read the image guidelines prior to uploading your image.

Details
  • No annual fee
  • No finance charge
  • No per transaction fee when used at Home State Bank ATMs
  • Home State Bank Debit Card can be used worldwide at hotels, airlines, car rental agencies, restaurants, department stores, or specialty shops that honor MasterCard ®
  • Use Home State Bank Debit Card in retail stores, supermarkets, and other locations.

Visa Gift Card



Finding the perfect gift just got easier with Home State Bank's Visa Gift Cards! The Visa Gift Card is a prepaid card that can be used anywhere Visa is accepted including retail stores, online merchants, and phone and mail orders. It's an ideal choice for birthdays, holidays, and weddings, and is much safer than cash - it can be replaced if lost or stolen. Call any of our Home State Bank locations for more information!

Credit Cards-Elan Credit Cards

Home State Bank offers a full line of personal, student, and corporate credit cards, giving you the convenience, acceptance, and purchasing power required to buy what you need, when you need it. From aggressive pricing to travel rewards, Elan has a card for everyone.

Elan Account Access

MyChoice Debit Card FAQs

Eligibility

You need to be a customer of Home State Bank with a Home State Bank Debit Card, and your checking account must be in good standing.

Design Options

You can customize the design of your debit card in a variety of ways:




OR


Image Approval

Every submitted image is reviewed for compliance with our Image Guidelines. Home State Bank reserves the right to reject any image we believe violates our Image Guidelines . If an image is rejected, you will be notified by email within two business days. You may submit a new image any time following your rejection notification.

Design Fees

The design fee to produce a card with a MyChoice Debit Card is $10. This fee will be deducted from your checking account the day the card is ordered. Additional fees for rush orders may apply. Contact your banker for details.

Card Distribution

Your card will be mailed within 7-10 business days after your custom photo has been submitted and approved by Home State Bank.

Card Activation

Activate your new card immediately. If you are ordering a MyChoice Debit Card to replace your standard Home State Bank Bank Debit Card, the expiration date and CV2 on your card will change. Please inform any merchants with whom you have set up recurring payments of the new expiration date and CV2 to ensure that your payments continue without interruption.

Card Expiration

Upon card expiration, a new card will be issued. You will be notified in advance of your design options and applicable design fees.

Lost or Stolen Card

You should notify us immediately if your card becomes lost or stolen by using the appropriate phone number shown below.

MasterCard® Home State Bank cardholders

(320) 231-1118
(800) 472-3272

9am - 5pm
after hours | weekends | holidays

What is a MyChoice Debit Card?

It’s just like a normal Debit Card, except you get to choose the photo or image that appears on the card. Of course, there are image guidelines, but as long as your image complies with those basic rules, you can create a debit card that’s unique to you.

What if I’m not a Home State Bank customer?

You will need a Home State Bank checking account with a debit card in order to create a MyChoice Debit Card. If you would like to open a Home State Bank Checking Account , please visit any Home State Bank location.

How do I customize the design of my card?

Card personalization is easy with our online card design lab. Just follow these simple instructions:
1. Go to our Home State Bank Card page.
2. Select the type of card you would like to customize.
3. Click on “Upload Your Image” or select an image from our Galleries.
4. Upload the photo you would like on your debit card from your computer. You can upload multiple photos to experiment and decide which one you like best.
5. Customize the look of your card by rotating, resizing, and moving the photo.
6. Once you are satisfied with the look of your card, click on “Next.”
7. You will be asked to input your information and have a final look at your card.
8. Click on “Submit.”
9. You’re done! You will only receive an email if your image was rejected.

Do I need any special equipment to order the card?

You just need a computer with access to the Internet and Adobe Flash installed.

Can I preview or store my uploaded images online?

You will only be able to preview your uploaded image(s) during the personalized design process. Once you close out of the design program, the images you uploaded are not stored. Therefore, it is important for you to complete the card design process before closing out, as each time you open the program you will have to start the process over from the beginning.

After 15 minutes of idleness, your design session will time-out, and you will receive a “Session Expired” notice. If you see this notice before you submit your design and receive a confirmation, you will need to restart the design process.

Once your image has been approved, Home State Bank will keep the image on file for five years. If you choose to remove your personalization or select a new design, your original image will no longer be available.

How will I know if my image is accepted or rejected?

Every submitted image is reviewed and must follow our Image Guidelines. You will only receive an email if your image was rejected.

What if the image I submitted isn’t accepted?

We’ll notify you by email if there’s a problem with your image, and you’ll have the opportunity to submit another photo. In most cases, it may be as simple as selecting an image that isn’t trademarked or under copyright. You will not be charged the $10 design cost until your photo is accepted. The service may be revoked from any person who continually submits images that violate our Image Guidelines .

How will I receive my customized debit card?

Your card will be mailed to you and will arrive within 2-3 weeks. You can continue using your current card until your MyChoice Debit Card arrives; destroy your old card once you receive and activate your new Card.

What if I did not receive my new debit card?

Please contact any of our Home State Bank locations to confirm the status of your card order.

What should I do once I have received my new debit card?

Activate your new card immediately. The expiration date and CV2 on your card has changed. Please inform any merchants with whom you have setup recurring payments of the new expiration date and CV2 to ensure that your payments continue without interruption.

Does personalizing my debit card change my card number?

No. Only your expiration date and CV2 will change. If you have any merchants set up for recurring payments through your card, you will need to notify the merchant of the change in your expiration date and CV2 when your debit card arrives.

Will creating a MyChoice debit card change my expiration date?

Yes. Your MyChoice Debit Card(s) will come with a different expiration date. If you have any merchants set up for recurring payments through your card, you will need to notify the merchant of the change in your expiration date when your card arrives.

Does personalizing my debit card change my PIN?

No, your Home State Bank debit card PIN will not change. If you would like to change the PIN, you can do so by calling 1-800-992-3808.

How many times can I change the image on my debit card?

You can change the image on your card as often as you would like. A $10.00 fee will be charged for each new MyChoice Debit Card design you order. Simply use the Card Designer to create and submit a new card design and then just follow the instructions presented to you after you exit the Card Designer.

Can my joint account holders design their own debit cards, too?

Sure! Every card associated with the account can be customized by the individual cardholder for an optional cost of $10 per card. See your local Home State Bank office for details.

What happens when my MyChoice debit card expiries and is re-issued?

If you do nothing, then your re-issued card will have your current image. If you would like to change the image on your re-issued card, then simply use the Card Designer to create and submit a new card design- prior to the first business day of your card expiration month -and then follow the instructions presented to you after you exit the Card Designer.

Where does the image need to be stored?

Your image needs to be stored somewhere on your computer’s hard drive where it can be uploaded to our design lab.

What if I can't upload the photo electronically, can I send a hard copy?

No, Custom Debit Card designs can only be created through submission online.

What if the image on the MyChoice Debit Card I received is not the image I requested or does not look as I expected it to?

We want you to be happy with your Debit Card. Please contact us at (320) 231-1118 and ask for Alicia or Allison to discuss how we can remedy your concerns.

How much will it cost me to get a MyChoice Debit Card?

  • First Debit card-$10.00
  • Replacement card due to being stolen (using your current design only)- No Charge
  • Replacement card due to being lost (using your current design only)- $10.00
  • Replacement or additional card at your request using your current design- $10.00
  • Replacement or additional card at your request with a new design- $10.00
  • Normal card re-issue using your current design- No charge
  • Normal card re-issue with a new design- $10.00

Create a MyChoice Debit Card

Design Options

You can customize the design of your debit card in a variety of ways:




OR


Image Guidelines

Uploaded photo images must meet these criteria:

File Format: JPG, GIF, PNG, TIFF or BMP

Resolution: a minimum of 300 dots-per-inch (DPI) or higher is recommended for best results

File Size: cannot exceed 4 megabytes (MB) or 4,000 kilobytes (KB)

General

Use a high quality photo from your digital camera-the better your photo the better your card will look. Low resolution photos, photos that are too small in dimensions, scanned photos, photos that are resized/stretched, and/or very dark or very light photos will not produce a quality card image.

Identity Photos

Use a straight-on full-head image and zoom in on your face. Do not wear sunglasses or other items that could detract from your clear identity. Use a photo with a light-colored and single-color backdrop for best results.

To upload an image, the image file must be located on a storage device that is accessible by the personal computer on which you are viewing the MyCard Creation designer website.

Home State Bank reserves the right to determine, in its sole discretion, whether a submitted image will be accepted or rejected. All images submitted must have the consent of the owner including those images downloaded from the internet. Home State Bank will reject images that contain any of the following:

  • Trademarks, copyrighted materials, company names, logos, slogans, brands of any third party or any material that could infringe on copyright or trademark rights
  • Celebrities, actors, musicians, professional athletes, politicians or public figures of any kind (the only exception to this is permission-based photos of you, your family members or friends photographed with a famous person)
  • Cartoon characters or artwork that you have not created and/or do not have permission from the copyright owner to use
  • People conducting or involving themselves in criminal or illegal activities or otherwise inappropriate behavior
  • Racial, political, religious or socially sensitive material
  • Provocative, lewd or sexual content - including nude or semi-nude
  • Obscene, indecent or offensive material, including profanity or any other obscenities
  • Phone numbers, addresses, account numbers, personalized identification numbers or URL addresses
  • Any image we deem unacceptable to be associated with the Home State Bank brand


Please Note:

Images that do not meet the above guidelines will be rejected, and you will be notified by email. You may then submit another image. Home State Bank reserves the right to exclude anyone from future use of the custom card design service who submits or repeatedly submits images that do not follow these guidelines.

Home State Banks ATM

Click here to view a list of Home State Bank ATM's.

Checking Account

Click here for more information about our personal checking accounts.

Elan Account Access

Click here to view your online account: Elan Account Access

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