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Business Banking -> Checking

At Home State Bank, we take the time to understand your business and provide you with a checking account that fits your needs. We work with small to large businesses and provide plans that change when your needs change.

Small Business Checking
For businesses that write less than 75 items (checks) per month.
Minimum balance............. None
Monthly charge.................. $7.95
Item fee............................... 20 cents per item
Earnings credit.................. 10 cent credit is given for each $100.00 of average collected balance
Check safekeeping.......... Required
e-Business......................... Available (please inquire)



Business Checking
For businesses that write more than 75 items (checks) in their deposits per month.
Minimum balance............. None
Monthly charge.................. $7.95
Item fee............................... 12 cent per item (debits) includes checks and ACHs. 8 cents per item (in deposits) not written on HSB.
Earnings credit.................. (Variable) on average available balance. Based on the 91 T-Bill-changes the 1st of the month.
Check safekeeping.......... Required
e-Business......................... Available (please inquire)


Add ons:

  • Business Debit card - issued only in personal names
  • Business Credit card - thru Elan Financial Services
  • Safety Deposit box - issued only in personal names
  • Auto deposits and withdrawals
  • Visa/Master Merchant program
  • Business Manager
  • Lines of Credit or Ready Reserve (Not available on IOLTA/IRETA)
  • ACH Payroll services
  • Sweep re-purchase accounts
  • E-Business Banking (please inquire)
  • Merchant Capture



     
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