As an independent community bank, we understand the unique challenges a small business faces and their specialized needs. Whether it is a loan for $10,000 or $1,000,000 you can depend on us for superior personal service.

Home State Bank provides unique business services dedicated to serving your individual needs - From managing business challenges through short term equipment and operating lines of credit to long-term commercial real estate mortgages. We want to work closely with you and your business to find the best product for you- whether it's conventional, SBA, Rural Development financing or cashflow enhancement.

We also have cash management services to ensure that your money is working for you. Stop in and talk to one of our commercial lenders at any of our five locations in Willmar, Cosmos, Litchfield, or Hutchinson and/or feel free to utilize our website.