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Business Banking ยป Checking

Smart and easy checking.

At Home State Bank, we take the time to understand your business and provide you with a checking account that fits your needs. We work with small to large businesses and provide plans that change when your needs change.

Business Basic

Min. Balance to Open$100.00
Monthly Maintenance Charge N/A
Free Items* Per Month 10
Item Fee (after free items) 50 cents per item

Business Non-Profit

Min. Balance to Open$100.00
Monthly Maintenance Charge N/A
Free Items* Per Month N/A
Item Fee (after free items) N/A

Business Silver

Min. Balance to Open$100.00
Monthly Maintenance Charge $10.00
Maintenance Charge Waived if Daily balance $1,000 or >
Free Items* Per Month 50
Item Fee (after free items) 30 cents per item
Interest**Variable Tiered Rate

Business Gold

Min. Balance to Open$100.00
Monthly Maintenance Charge$20.00
Maintenance Charge Waived ifAverage monthly balance $10,000 or >
Free Items* Per Month200
Item Fee (after free items)25 cents per item
Interest**Variable Tiered Rate

Business Platinum

Min. Balance to Open $5,000.00
Monthly Maintenance Charge $20.00
Maintenance Charge Waived ifAverage monthly balance $40,000 or >
Free Items* Per Month 300
Item Fee (after free items)20 cents per item
Interest**Variable Tiered Rate


Product Features:

  • * Items include checks written and deposited. All electronic items are complimentary
  • **Interest available to Non-Profit organizations, State and Local Government, Sole Proprietor and Individual DBA accounts.

Add-ons for Business Checking Accounts:

  • Business Credit Card offered thru Elan Financial Services
  • Business Debit Cards
  • Business Manager
  • Sweep Repurchase
  • Business Overdraft Protection Line of Credit - fees may apply
  • e-Business Banking - ACH capabilities, including payroll direct deposit
  • e-Business Online Banking - without ACH capabilities
  • Merchant program for acceptance of card payments
  • Safe Deposit Box

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