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Business Banking ยป Checking

Smart and easy checking.

At Home State Bank, we take the time to understand your business and provide you with a checking account that fits your needs. We work with small to large businesses and provide plans that change when your needs change.

Business Silver

To Open: $100.00
Monthly Maintenance Charge: $10.00
Maintenance Charge Waived: If daily balance is $1,000 or >
Free Items Per Month: 50
Item Fee: 30 cents per item (after 50 free)

Business Silver Plus

*For sole proprietors or non-profit businesses.
To Open: $100.00
Monthly Maintenance Charge: $10.00
Maintenance Charge Waived: If daily balance is $1,000 or >
Free Items Per Month: 50
Item Fee: 30 cents per item (after 50 free)
Interest: Variable and paid on balances of $1,000 or >

Business Gold

To Open: $1,000.00
Monthly Maintenance Charge: $15.00
Maintenance Charge Waived: If average monthly balance is $10,000 or >
Free Items Per Month: 150
Item Fee: 25 cents per item (after 150 free)

Business Platinum

To Open: $5,000.00
Monthly Maintenance Charge: $20.00
Maintenance Charge Waived: If average monthly balance is $40,000 or >
Free Items Per Month: 225
Item Fee: 20 cents per item (after 225 free)

Product Features:

  • Items include checks written and deposited
  • All electronic items are complimentary

Add-ons for Business Checking Accounts:

  • Business Credit Card offered thru Elan Financial Services
  • Business Debit Cards
  • Business Manager
  • Sweep Repurchase
  • Business Overdraft Protection Line of Credit - fees may apply
  • e-Business Banking - ACH capabilities, including payroll direct deposit
  • e-Business Online Banking - without ACH capabilities
  • Merchant program for acceptance of card payments
  • Safe Deposit Box

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Access Mobile Banking

* For wireless phone or PDA devices only
* Must be pre-registered